Guardian also offers plans with orthodontic care (braces) and regular, preventive service for families. While everyone should consider dental insurance, Guardian’s affordable plans are especially good for young adults who might have a limited budget and limited dental care needs. Guardian also offers teledentistry, so you can consult with a dentist from home if you’re experiencing issues. HMOs may not pay if you see an out-of-network dentist. Guardian also offers HMOs through employers. The plans that Guardian sells directly are PPOs, which means you can see dentists outside the network, but you’ll pay more than if you see an in-network dentist. Guardian’s plans start at just over $8 per month. It offers a range of plans so you can choose a plan that fits your budget and your dental needs. Guardian has an extensive network of more than 120,000 providers. It covers basic and preventive care, as well as more advanced services like root canals, crowns, bridges and dentures. TERRIBLE customer service.Guardian provides comprehensive dental insurance you can buy independently or through your employer. Well they took my money the same day, then I find out after that they refuse to waive the waiting period which I have been asking about for months. Was told it would be taken Dec 26-30 and I can cancel anytime. In the process at one point I did sign up to continue before I knew there would be a long waiting period, and come to find out the agent didn't even complete the process, they took my bank number and everything to process the fee. Why pay when you get no benefits! Customer service has no knowledge at all, everyone I spoke to insured me they would call me back with answers the next day, never got a call. I never had to wait with any company, especially if I was already a member, so I was left with 8000.00 fees out of my pocket to finish my implant, because this greedy company would not let me pay for their insurance without having to wait. Find a Guardian benefits sales office Broker quote request. Forms & claims Find a dental or vision provider Find a financial representative Industry Professionals. 1-888-Guardian (1-88) Submit a Claim Resources. They said if I continue with them there would be a 9 month waiting period, ridiculous, I was already receiving insurance from them. Guardian Anytime: Benefits through my employer or Employers offering benefits to their employees. On hold for hours each time.Īll I wanted to do was continue with them and pay for plan myself rather than my work pay, so my procedure would be completed. I called Guardian for weeks, and not one person there was competent, I was switched from one agent to the next, called 15 times. My work decided to switch insurance at beginning of year. I didn't have a waiting period, had a procedure approved. WORST dental insurance ever! I had this because that's what was offered at my work. Get special offers, advice and tips from Retirement Living delivered to your inbox. We do this to help you identify companies that will meet your specific buying needs, and we do not receive compensation for these designations. Great Value) based on our staff's judgment. Retirement Living independently researches companies, and we use editorial discretion to award companies with special recognition (i.e. As an Amazon Associate Retirement Living earns from qualifying purchases. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear. Retirement Living will not include companies on our guides that do not meet our quality standards. However, Retirement Living independently researches companies, and the compensation we receive does not affect the analysis of our staff. We may receive compensation from our partners. As a result, we provide our buyers guides and local guides free for consumers. We believe everyone deserves to make thoughtful, informed purchase decisions. We may earn money from our partners when you click a link, complete a form or call a phone number. Denali Dental is best for preventive care because the company covers more preventive care services than any other provider, which means you can get your teeth. Advertising Disclosure × Advertising Disclosure
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